Citi Double Cash® Card. Before using a credit card internationally, be sure to check the perks your card offers so you can enjoy the most benefits possible. Plus, earn a $100 REI gift card after your first purchase outside of REI within 60 days from account opening. To break it down further, Citizens Bank Cash Back Plus Card earned a score of 5. *. I’ve called MC regarding the benefits of the CITI DC card. Here is the card and the paper guide to benefits it shipped with: Image of the price protection benefit (main draw for applying for the card): These are the only two benefits that apply to the card on MasterCard’s website: Contacted Capital One and they say I. 0% intro APR on balance transfers for 18 months, then 19. For people. Here are the World Elite Mastercard benefits: World Mastercard benefits: These include standard Mastercard benefits such as car rental insurance, extended warranty and price protection. Without question, the Citi Prestige card comes with a pretty steep annual fee of $495. Actually, the Double Cash WEMC does provide the WEMC benefits . @CLoop • 09/28/22. (Photo by Eric Helgas for The Points Guy) Because the elite status year is shifting by two months, American Airlines is giving customers an extra two months – January and February of 2022 – to sock away even more elite qualifying. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to. Instantly block new purchases and cash advances—while allowing recurring transactions, payments, balance transfers and credits to continue without disruption. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. 7. Fidelity Rewards Visa Signature or SoFi Credit Card World Elite Mastercard are 2% cash back on everything would be good alternatives. 2. Citi Double Cash® Card: Best for Simple cash back. Cash back is earned in the form of ThankYou ® Points. Annual fee: $99, waived for the first 12 months. Citi Double Cash® Card. The Citi Double Cash® Card comes with a unique cash back offer — the opportunity to earn an unlimited 1 percent cash back on every purchase, as well as an additional 1 percent back every time you make on-time payments on those purchases. Bottom Line: The AAdvantage Platinum Select World Elite card earns 2x points on all AA flights and services, 2x at restaurants and gas stations, and 1x points everywhere else. ideally one that earns at least 2% cash back. Authorized User. On the other hand, the Citi Double Cash offers a 0% intro APR on balance transfers for 18 months. For a broader selection, the Citi Double Cash earns 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. 1. Citi Custom Cash® Card: Best for High rewards + no annual fee. The card costs $99 per year, but this fee is waived the first year. $0. The Double. Cardholders enjoy a. It also gives you 18 months of a 0 percent APR (18. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. Not all airline credit cards are created equal. The card also offers an initial bonus of 50,000 miles, reasonable ongoing rewards. @adam_mcan • 06/30/23. You. Whenever you rent, you pay one car class below what you reserve. The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. Benefits, fees, terms, and offers mentioned in reviews may change over time. The Citi Premier card is a World Elite Mastercard, which means you can access a few different travel benefits, including the Mastercard luxury hotel and resorts portfolio. The annual fee for this card is $99. Whether you purchase online, over the phone or at the rental counter, you must use your MasterCard credit card to pay for the full. Bottom lineShopping benefits can save you money and provide convenient services. But generally speaking, most World Elite Mastercard credit cards will include the following important benefits to make life—and especially travel—easier. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. Citi Double Cash Card Discover it Cash Back Chase Freedom Unlimited Capital One Quicksilver Capital One Venture. 49 percent to 28. Each of the Bank of America World Mastercard credit cards that. Citi / AAdvantage Platinum Select World Elite Mastercard Earn 50,000 bonus miles after you spend $2,500 on purchases within the first three months of account opening. You can enjoy multiple benefits with the Bilt Mastercard, many of which come from the fact this is a World Elite Mastercard. Plus, for a. Statement credit ends when user no longer meets eligibility requirements. 4/5 according to our proprietary credit card rating system. Here are the World Elite Mastercard benefits: World Mastercard benefits: These include standard Mastercard benefits such as car rental insurance, extended warranty and price protection. Adam McCann, Financial Writer. Citibank purchase protection covers the damage or theft of eligible purchases for up to 120 days after the purchase date. sxiom • 6 mo. The variable Penalty APR is up to 29. Since the Citi Double Cash card earns 2% cash back on every purchase you make — 1% when you buy, and 1% when you pay it off — you can. The Citi Double Cash Card is a Mastercard but is not a World Elite Mastercard. Welcome Offer: $200 cash. Use your card for in-flight purchases. 6. The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. Exclusive deals on arts and entertainment experiences like admission into art installations or early access to tickets. So I just got my citi double cash and noticed it is a world elite MasterCard. Additional benefits. 1 Loyalty Point per eligible AAdvantage® mile. miles for every $1 spent at gas stations and restaurants — including takeout. The TPG team checked our cards to see which benefits were removed on which cards. ThankYou points can be used towards travel purchases or transferred to the Citi Premier Card or the Citi Prestige Card- which is no longer open to new applicants. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. Welcome Bonus. 3. Earning 2% cash back on $3,856 in restaurant spending comes to $77. HSBC Cash Rewards Mastercard® credit card Student Account: Best for cash-back rewards for students. Rates and fees: Has an annual fee. One of the best perks of the Citi® Double Cash Card is, well, double cash back. $0 liability for unauthorized charges. Citi Double Cash® Card. World Elite Mastercard benefits. There are other credit cards that offer extended warranty benefits, though. Alaska. 0% intro. The Platinum Card® from American Express (Terms apply. In this case, you may complete the process online. The Citi ® Double Cash Card earns unlimited 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. supermarkets (up to $6,000 per year in purchases, then 1%), 3%. Besides the ones I mentioned earlier, some other cards that carry the World Elite Mastercard designation are the Citi Premier® Card and the Capital One SavorOne Cash Rewards Credit Card. Choice Privileges® Mastercard® * vs. A good concierge can. Setting your account up to receive the monthly credits is easy. @m_adams • 11/14/23. 1 - If all cards are Infinites and World Elites, then it is effectively an increase in merchant fees across the board. ET. HSBC. When using your Freedom Flex card to make purchases, you'll have two extra protections on those purchases. Many other WEMCs also come with zero or very few benefits ( e. 5 points per $1 on purchases in your top eligible spend category each. 50,000 bonus miles after spending $2,000 in purchases on your new card in the first three months of card membership. This benefit reimburses the difference in the cost of an item, up to $250 per claim if you see it advertised at a lower price within 120 days. Chase Freedom Flex℠: Best for Bonus category cash back. If there is any cash-back welcome offer. Apply now for one of Citi's best cash back credit cards, with no caps and no category restrictions. Apply now for one of Citi's best cash back credit cards, with no caps and no category restrictions. 4. If you’re looking to boost your AAdvantage balance, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is an excellent way to do so. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and at gas stations, restaurants, and grocery stores. The card is offering a welcome bonus of. Especially since World Elite CapOne cards retain most of the purchase protections that Citi and Discover axed. Here are the World Elite Mastercard benefits: World Mastercard benefits: These include standard Mastercard benefits such as car rental insurance, extended warranty and price protection. As noted in Bankrate’s Citi Rewards+ Card review, redeeming points for travel through Citi’s travel portal or for gift cards will get you 1 cent per point. Annual fee of $95 waived for active-duty military. More specifically, this card gives primary cardholders access to nearly 50 Admirals Club airport lounges and over 60 partner lounges worldwide – a value of up to $650 per year. You’ll also enjoy extra amenities at various hotels and resorts via access to the Luxury Hotels & Resorts portfolio, which you can find. • 2 AAdvantage miles for each $1 spent at grocery stores. *. Now,. If you made an eligible purchase with your card before Sept. The maximum reimbursement for cancelled or interrupted travel is up to $5,000 for each eligible person per covered trip. Aeroplan® Credit Card vs. g. Citi Double Cash® Card is a $0 annual fee credit card that offers an 2% cash back on all purchases—1% when purchases are made and. Terms and Conditions. ago. 24% - 29. More specifically, you get the ShopRunner membership for free with World Mastercard or World Elite Mastercard credit cards, the two highest tiers offered by this card network. We evaluated this card for various cardholder needs and picked the rating. World Elite. 5K limit on it. Effective date of benefits: Effective February 1, 2015, this Guide to Benefits replaces all. You’ll also find that the Capital One Venture card earns at least 2x miles on purchases, which guarantees a minimum return on spending of 3. 99 monthly, so the two-month trial saves just under $20. 22, 2019, then you're still entitled to the Citi Double Cash® Card extended warranty coverage on it. 8 cents per mile, which translates to a maximum return on spending of 9%. Additionally, since the Citi Premier is a World Elite Mastercard, you’ll be entitled to World Elite benefits as well, which include a $5 discount on three Lyft rides taken in a month, three free. Yes, Citi Double Cash is a World Elite Mastercard, which means it offers unique benefits like 24/7 concierge service and access to premium experiences. Although the main characteristics of your credit card, like any rewards, APR offers or fees are established by the bank, every Mastercard offers base. As we mentioned earlier, Capital One miles are worth 1. Get 15,000 miles after spending $1,000 USD in your first three months. Featured Partner Offers Citi. Plus, for a limited time, earn a total of 10 points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024. This benefit is available only for World and World Elite Mastercard versions of the Citi Double Cash Card. After signing in, find the “Services” tab at the top of the page and select “Credit Card Services” within the drop-down menu. 49 to 28. The card has a no annual fee tier called SavorOne with slightly more limited rewards (3 percent cashback instead of 4 percent for dining, for example), and I am not sure if that level has World Elite built in. Instacart savings. One of the best World Elite Mastercard cards for travel is Capital One Savor Cash Rewards Credit Card. These benefits begins today. No foreign transaction fee. Access to World Elite Mastercard benefits. So, yes it does have cell phone insurance. In addition to other World Elite Mastercard benefits, the Free Spirit® Travel More Mastercard® has a $79 annual fee (waived the first year) and a welcome bonus of 40,000 points and a $100. There is something to be said for getting a Mastercard that will be accepted virtually everywhere. 24% Variable APR. The trial has since ended, and I believe there is an annual fee of $95 now. In addition to the benefits provided by specific credit cards, Visa and Mastercard offer car rental savings as a benefit on most of the premium cards carrying their logo. 24% - 29. Aeroplan® Credit Card vs. Chip Lupo, Credit Card Writer. The Citi ® Double Cash Card earns unlimited 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. You may call the number on the back of your card to contact a Citi customer service representative and request a credit limit increase. @vernon_campbell • 09/04/20. Earn 60,000 bonus points. 7. cash (including rare or precious coins), gift cards or Tickets of any kind (e. The Citi Double Cash Card is a great cash-back option with no annual fee. 0% intro. Citi Custom Cash® Card. comThe Citi® Double Cash Card is the best Citi credit card, as it earns unlimited 2% cash back with no annual fee. Citi® Double Cash Card : Best for cash back. miles and miles into your next adventure. This sign up bonus is worth $1,080 according to TPG’s valuation. You’re covered for up to $10,000 per item, totaling no more than $50,000 per calendar year. Although the main characteristics of your credit card, like any rewards, APR offers or fees are established by the bank, every Mastercard offers base. The. This card no longer offers World Elite benefits. One of the benefits that comes with the Citi Double Cash ® Card is its long intro APR on balance transfers. Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~ ~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~ ~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. The Citi ® /AAdvantage ® Executive World Elite Mastercard ® is a go-to card thanks to its exclusive perks and benefits for people who love to fly American Airlines. Some of the best Citi® / AAdvantage® Executive World Elite Mastercard® benefits include: 1. Earn Citibank rewards for doing the things you do every day. 3-month. Booking a hotel in this portfolio gets you free breakfast daily for 2 travelers, $100 amenity credits, and more at participating properties around the world. For those who tend to spend outside the typical rewards categories, a flat-rate card may be the better option. Rental-car elite status benefits with Hertz, SIXT, and National. In addition to all the World Elite perks, you’ll get a bonus of 50,000 miles for spending $2,500 in the first 3 months. 7. Monday - Sunday, 8 a. The biggest jump in value comes at the World tier, while World Elite tacks. 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. $800 per claim, 2 claim per year, $1,000 per year. Citi Credit Cards – Find the right Credit Card for you – Citi. 3. Benefits This Guide includes important details about the benefits that come with Your Card. This credit card lacks some of the frills of the SoFi Credit Card, like cell phone protection and World Elite Mastercard benefits. com 1-866-918-4670 (TTY: 711) or call collect internationally at 1-312-356-7839. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. miles on every purchase and enjoy benefits that make your travels more comfortable. That's why a card with a 0% foreign transaction fee is ideal for people who travel a lot or. 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card. Those benefits come in three levels: Standard. World Elite Mastercard travel insurance: World Elite Mastercard credit cards offer every type of travel insurance. If you don’t have the card handy, you may call 1-800-950-5114 for support in English or 1-800-947-9100 for support in Spanish. When the bonus offer is $200 cash back or higher. Citi Double Cash® Card. Econ0mist. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Other benefits and drawbacks. It has 15. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when. LyftTake 3, Get $5: Beginning 4/1/21 and running through 3/31/24, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). World Elite Mastercard benefits. You’ll earn unlimited 2%. All with no annual fee. MasterRental is an insurance program. One of my favorite extras is a free ShopRunner membership, which is valued at $79 per year. Try the Citi Premier, which offers 2 years of extra. 25% savings on eligible inflight purchases. The Blue Cash Everyday earns 3% cash back at U. 12, while $6,044 in travel earns $120. This means when booking a stay at one of the 3,000+ eligible properties around the world, you’ll get complimentary breakfast for 2 daily, amenity credits up to $100, late checkout (if available), and much more. The long intro period makes Citi Double Cash ® Card one of the best balance transfer cards. The insurance benefits are provided under a group policy issued by New Hampshire Insurance Company, an AIG company. Chase Sapphire cards have primary rental. Citi Custom Cash vs. In addition, this card offers exclusive offers on ride-sharing, food delivery, online shopping ,and more. World, and World Elite. Here's a list of current offers: Citi® / AAdvantage® Executive World Elite Mastercard®: Earn 70,000 miles after you spend $7,000 on purchases in the first three months of account opening. Over the past few years, American Airlines' cobranded cards have seen some benefits cuts across the board. Double miles at restaurants and gas stations. cardbenefits. These perks can save you hundreds of dollars. Citi Double Cash® Card. 2X miles at gas stations and restaurants Earn 2 AAdvantage ® miles for every $1 spent at gas stations and restaurants — including takeout. Mastercard vs. The Citi AAdvantage Platinum Select benefits include a free checked bag and preferred boarding on American Airlines flights, along with 25% discounts on inflight purchases. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. Terms and Conditions. 12, while $6,044 in travel earns $120. How the Citi Trip Cancellation & Interruption Protection WorksRewards Rate. The popular Citi® Double Cash card does not provide Extended Warranty coverage benefits any longer. Call Citi to Request a Credit Limit Increase. Using Turkish as a transfer partner, this could be worth 2 round trip domestic flights in Business Class or just 30,000 points shy of a roundtrip flight to Europe in. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is ". The Kroger rewards credit card offers a handful of travel and lifestyle benefits for cardholders. The Select™ World Elite Mastercard® from Deserve details: Annual fee: $450: Rewards: 2% cash back on most purchases, 1% cash back for grocery and service industries and 0% for utilitiesunlimited match on all the cash back you earned at the end of your first year. 24% - 29. The three levels of Mastercard benefits are standard , World , and World Elite. Statement credit ends when user no longer meets eligibility requirements. Each issuer decides on its own fees, and the World Mastercards issued by different. Instacart+ typically costs $9. iStock. Our. Travel insurance for trip cancellations, trip interruptions, and trip delays. The standard variable APR for cash advances is 26. At the moment, the only Citi credit card that offers this benefit is the Citi® / AAdvantage® Executive World Elite Mastercard®. Learn more about the 1-2-3 Rewards credit card benefits. Benefits This Guide includes important details about the benefits that come with Your Card. One of the best perks of the Citi® Double Cash Card is, well, double cash back. Mastercard World Elite benefits. No mileage cap. Citi Double Cash® Card. Re: Did not know Citi Double Cash was a World Elite Mastercard Insofar as having that status for the DC cardholder there is a lot more sizzle than there is steak. Instacart savings. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. Cardmembers will also get cell phone insurance. The Citi Double Cash is a Mastercard, which is worth mentioning because Mastercard has excellent acceptance with merchants. Updated 3:40 PM EDT, Tue November 14, 2023. 00 monthly statement credit. Based on Forbes Advisor estimates, a household spends $2,443 on airfare. The Citi ® / AAdvantage ® Platinum Select ® World Elite Mastercard ® lets you earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. To gain access to these perks, you must book through Mastercard Travel &. World Elite Mastercard benefits:. If you rent a vehicle for fifteen (15) consecutive days or less with your MasterCard card, you may be eligible for benefits under this coverage. 49% - 29. Meaning they use it to get higher swipe fees but it doesn’t have any of the benefits. To reach that $2,479 figure at. com The Citi Double Cash ® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. The BJ’s Perks Elite Mastercard’s headline offering is that it earns 5% back on most purchases at BJ’s Wholesale Clubs. The Select™ World Elite Mastercard® from Deserve details: Annual fee: $450: Rewards: 2% cash back on most purchases, 1% cash back for grocery and service industries and 0% for utilities unlimited match on all the cash back you earned at the end of your first year. The Citi Double Cash offers 1x ThankYou points when you make a purchase, and 1x ThankYou points when you pay for that purchase, for a total of up to 2x ThankYou points (after paying your bill). The card earns 2% cash back on all purchases—1% when purchases. If you made an eligible purchase with your card before Sept. With Best Western Rewards points worth an average of 0. will get new benefits, including a monthly $10 Lyft credit when you take 5 rides, 500 Fandango points for every 2 movies purchased, 5% back at Boxed. If you're wondering how to upgrade a Citi credit card on your own, you need to call the number on the back of your card. Trip Delay Protection. To be eligible for coverage under this benefit, Your Citi Card must be used to pay for all of the cost to rent the car. Instantly block new purchases and cash advances—while allowing recurring transactions, payments, balance transfers and credits to continue without disruption. Can confirm they pick and choose which rewards are given. The new card also offers unique benefits, including yearly rebate for Citizens Private Client checking customers, unlimited 2% cash back (1), TSA Pre-Check/Global Entry rebates and airport lounge. Citi ® Double Cash Card; Citi ® / AAdvantage® Platinum Select ® World Elite Mastercard ® Citi. Maria Adams, Credit Cards Moderator. U. The Citi Premier® Card is their best credit card for travel credits overall. This card is particularly attractive if you’re looking for the utmost. At the low end, you could earn $4,000 in cash-back for $200,000 in spending using a card like the Double Cash card. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 60,000 points after you spend $4,000 on purchases within the first three months. The Citi Double Cash, for example, offers an intro APR only on balance transfers. Notable Citibank Credit Cards With Rental Car Insurance. If you like travel benefits, it’s hard to go wrong with the Citi / AAdvantage Executive World Elite Mastercard or Citi Prestige. It's enough to completely offset the card. The Citi Double Cash Card offers a simple rewards system. If you spend all of that with Spirit, you’ll earn 4,886 Free Spirit points. Access to World Elite Mastercard Benefits:. . One of the best World Elite Mastercards is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, which has a $0 annual fee the first year and an annual fee of $99 after that. The Citi ® / AAdvantage ® Executive World Elite Mastercard ® even offers a statement credit up to $100 every 4 years for your application for Global Entry or TSA PreCheck ®. While you don’t earn cash back on. You earn 2% cash back on all purchases (1% when you buy and an additional 1% as you pay off those purchases) with no spending caps or select categories, unlike the Citi. Prior to July 23, 2023, the AAdvantage Executive World Elite card had a $450 annual fee. Minimum interest charge — $. This bonus offer will be fulfilled as 20,000. The attached Key Terms and EOC is governed by the Group Policy. If you frequently fly on American Airlines and value airport lounge access, the Citi ® / AAdvantage ® Executive World Elite Mastercard ® is well worth its cost. Here's a summary of the benefits being removed: Benefit Removed. The best American Express Platinum card travel benefits are its access to 1,200+ airport lounges worldwide, its annual airline credit, and complimentary Gold Status in the Hilton Honors and Marriott Bonvoy loyalty programs. Intro APR offer. Purchase Protection. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of two claims per year). 00 monthly statement credit. While the 10x round up is enticing, losing MasterCard World Elite would be a downgrade on a card that doesn't offer much as it is, even with slightly higher earning potential. [ jump to details ] Rewards: 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. NerdWallet's . World Elite Mastercard Benefits - This card comes with Capital One’s World Elite Mastercard Benefits which includes travel upgrades and savings, travel protection, price protection and complimentary concierge service. Was disappointed to find they don’t do all MC WE. Each time you redeem at least 100 Fuel Points and meet the spend minimum. The card carries an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. $125 American Airlines Flight Discount. that provides You the benefits described in this Guide. 11% on travel redemptions is better than the cash back I could get on cards like the Citi Double Cash. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. It’s not the only fee you need to worry about with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, either. S. The Citi Custom Cash® Card earns 5% cash back on purchases in your top eligible spending category each billing cycle, on up to the first $500 spent, then 1% cash back after that. If you encounter problems at qualifying hotels paid for with your eligible World Elite Mastercard, support is available 24 hours a day via phone or chat. You will also earn 5% back in REI Co-op Mastercard. Other Features: 0. Earning 2% cash back on $3,856 in restaurant spending comes to $77. Lock it with Citi ® Quick Lock. But there’s a. Emergency card replacement (within 24 to 72 hours) Emergency cash disbursement (within two hours) Lost or stolen card reporting. These benefits are in addition to the Citi Double Cash Card’s cash back program, making it a popular choice for people looking to save money. Cardholders can now earn $200 cash back after you spend $1,500 on. Has anybody else experienced this or. The Custom Cash is a Mastercard World Elite credit card and is eligible for valuable perks you might not find on other no-annual-fee cash back cards,. S. Plus, the Citi Double Cash offers 2% cash back—1% back when you make a purchase and another 1% back. 24% (Variable) APR applies. Citi Double Cash® Card: Best. S. The annual fee for this credit card is $595. 2x miles on all other purchases. 24%. With this card you’ll earn 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. The purpose of an annual fee is to reduce the cost of the card’s rewards and benefits for the issuer.